We help NZ businesses bring Southern Cross workplace health insurance to their teams - with clear advice, friendly support, and options tailored to your people.
Source: Southern Cross Annual Report June 2025, Reader's Digest Most Trusted Brand 2017-2025
We explain your options in plain language and help you choose what fits.
You'll work directly with Oliver or Ashley from start to finish.
Southern Cross is New Zealand's most trusted health insurer.
As a Southern Cross authorised partner, we recommend them because they put people before profits and deliver exceptional value
Unlike commercial insurers, Southern Cross puts people before profits. We paid 68% of the value of all health insurance claims in New Zealand last year, and 94 cents of every premium dollar goes directly to claims. We're New Zealand's most trusted health insurer for 9 consecutive years.
Reader's Digest
Quality Service Award 2025
When you subsidize health insurance for your team, you automatically get access to BeingWellPlus – a comprehensive self-service resource hub dedicated to improving health and wellbeing in your workplace.
Quantified benefits that drive real business outcomes
50%
Less time on waiting lists
Employees with health insurance spend less than half the time on waiting lists for elective surgery. That's fewer projects derailed, less firefighting for managers, and more predictable resourcing.
Source: Employer benefits of health insurance, Kantar TNS, 2019¹
In New Zealand's competitive job market, offering Southern Cross health insurance signals that you invest in your people's wellbeing. This reduces costly recruitment spend and staff replacement costs.
Group scheme pricing gives you better value than individual plans. Predictable premiums and transparent reporting mean you can budget confidently and demonstrate ROI to leadership.
Organizations that prioritize employee health and wellbeing see improved engagement, reduced absenteeism, and stronger company culture. Access to BeingWellPlus resources helps you create meaningful wellbeing initiatives that resonate with your team.
See how businesses like yours are thriving with Southern Cross
Financial Services
2025 Wayfinder Award Winner
Excellence in Workplace Wellbeing
ORIX NZ designed a comprehensive wellbeing scheme with Southern Cross that won national recognition for excellence in workplace wellbeing.
Engineering & Professional Services
Aotearoa's largest professional services consultancy partnered with Southern Cross to provide comprehensive health coverage for employees and their families across multiple locations.
"A true partner"
— Chloe Stewart Tyson
Agriculture & Fertiliser
New Zealand's largest fertiliser supplier provides fully subsidised Southern Cross health insurance to 600+ employees and their families across NZ and Australia.
600+ employees
Fully subsidised coverage including families
9 years running - backed by verified performance
A confidence-building process designed for New Zealand businesses
We Understand Your Workforce
In your free consultation, we analyze your workforce requirements, company size, and budget. Minimum 5 employees needed to qualify for group scheme pricing.
Your Dedicated Account Manager Designs Your Scheme
We create a customized Southern Cross health insurance plan that fits your business needs and budget. Choose from a range of coverage levels and options, including possible cover for pre-existing conditions.
Seamless Employee Enrollment
Your team members complete a simple digital onboarding process. We provide all communication materials and enrollment support to make it effortless.
Continuous Partnership
Your dedicated Account Manager provides ongoing support, reporting, and insights. Access BeingWellPlus resources and participate in Southern Cross business initiatives like the Gather conference and Wayfinder Awards.
Everything you need to know about Southern Cross workplace health insurance
Minimum 5 full-time employees required for a workplace health insurance scheme. This ensures you qualify for group scheme pricing advantages.
Southern Cross offers possible cover for pre-existing conditions. Your Account Manager will discuss options during your consultation to find the best solution for your team.
Group scheme pricing varies based on team size, age demographics, and coverage level. We'll provide transparent quotes with no obligation during your free consultation.
Most businesses are fully set up within one week of decision. This includes consultation (30 minutes), plan design (2-3 days), and digital onboarding (1-2 days).
We offer flexible scheme management. Your Account Manager helps you adjust coverage as your team changes, ensuring you maintain the right level of protection.
Coverage requirements vary by scheme type. Your dedicated Account Manager will discuss participation requirements and help design a plan that works for your business structure.
You get comprehensive support beyond health cover:
We're here to translate the world of health insurance into plain language and practical decisions. We help you choose the right Southern Cross plan, communicate it to your people, and connect it into your wider wellbeing strategy – so it feels like part of your culture, not just another form to fill in.
You'll work directly with Oliver or Ashley from start to finish. We provide ongoing support with employee communications, onboarding new staff to the scheme, and connecting you to BeingWellPlus resources. We're here to make sure your health insurance actually gets used and valued by your team.
Join 3,500+ New Zealand businesses who chose Southern Cross
Free consultation with no obligation
Tailored plan design with dedicated Account Manager
Setup in under a week with full ongoing support
Questions? We're here to help. Contact us